Bank Examiner, US Department of the Treasury
Office of the Comptroller of the Currency, East Peoria Regional Office
Lindsey's paper on Urban Sprawl is still used as an example of superior writing in the FIL 360 Real Estate Investment and Financing class.
Lindsey, on the right, is pictured with fellow OCC Bank Examiner and 2004 ISU Finance graduate Andrea Pfister at the OCC office.
Area of Finance specialization: Financial Institutions Management
Hometown: Peoria, Illinois
FIL 250 Introduction to Risk & Insurance. The class was very informative from a consumer perspective as well as from a potential career perspective. The professor was incredibly energetic, and had great rapport with the class.
All the activity on the quad when the weather started to warm up each spring. I also worked all four years in the College of Business Dean's office, where I made friends with people I still keep in touch with.
In my career, I assist in the regulation of the national banking system. My job is to review banks' processes and procedures to ensure that they are operating safely and soundly, while complying with applicable laws and regulations. My tasks include identifying and controlling risks, such as interest rate risk, and making sure that the banks we examine maintain appropriate levels of capital, earnings, liquidity, and asset quality (credit). We look at management issues, consumer compliance, and information technology. Things I learned in all of the required finance classes at ISU apply to my job, and so do things covered in many of my finance electives and other business courses. From accounting applications like financial statement analysis and calculating ratios, to investments, insurance, computers, statistics, and business communications… everything applies.
The Finance program at ISU has had a great impact on my ability to perform in my role as a bank examiner. While I was a student it was somewhat difficult to see how each class would fit into the big picture, but everything has come together, and the reason for having each required course is much clearer. The professors, course work, and even the group projects contributed to a valuable overall college experience. I've had an easier time making the transition into the bank examiner's role than some of my colleagues who graduated from other finance programs.
